Life Insurance is an affordable way to ensure your family is protected in the event you are no longer here and able to. Life Insurance can help with things like cover your mortgage, take care of college tuition, ensure financial expenses are handled and so much more.

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Types of Life Insurance:

Term Life Insurance

This plan covers a set term, like 10, 20, or 30 years. The beneficiaries receive the death benefit if the insured dies within this period. It's cost-effective but only pays if death occurs during the policy's term. 

Whole life Insurance

This insurance covers the insured for their entire life, given the premiums are paid. It offers a death benefit and accumulates a cash value over time, which can be accessed by the insured.

Universal life Insurance

This permanent life insurance offers the flexibility to modify the premiums and death benefits. It also accumulates a cash value that can be used by the policyholder. 

Accidental Death Insurance

Accidental Death insurance is coverage is for non-natural deaths only. It does not cover deaths caused by heart attacks, strokes cancer, etc. This is a great add-on product to other types of life insurance.

Cash Back Term Insurance

Cash Back Term insurance is a form of term insurance that returns all premiums back to the insured at the end of the term. This product is also known as ROP Life Insurance (Return of Premium).